Most of the major insurance companies "allow" their producers to sell outside products. They have no choice, since you are legally libel to act in the best interest of your clients! They do not however compensate you fairly for your work. We do. We recognize the challenges in our industry, the wide variety of choice and the complications of advanced market work.

We work on small margins, we depend on you and you can depend on us. Our commission payout for most producers is 15-20% higher than they are used to getting from the same carriers. First case, every case. We like to be easy to do business with, we know how hard the business can be. We offer advanced market field/ telephone support, case design work and underwriting and case shopping assistance. We want you to get paid for your work.

Our affiliates work as Independent Contractors or Consultants and have just about every product in the market place to work with. Don't be fooled by the many Bonus Programs other brokerage firms offer, we payout more on the very first case.

We also offer joint case arrangements, Advanced Estate Planning and Financial Planning work, Asset Management work, Seminar Selling (Presentation) Assistance, Market Development Training and just about anything you could ask for. For a confidential conversation about your practice specifically call Robert Cairns at 407 740-5592 ext 1, or send an email to info@planningandconsulting.com.